QuickBooks alternatives, 2026

QuickBooks is one of four tools in StackScope's accounting report. The table below shows the other three, Xero, FreshBooks and Wave, using the same verified figures as the full report, last verified October 2026. Prices, free-plan limits and catches are shown as reported, with sources on each vendor's pricing page.

Compare directly: QuickBooks vs Xero · QuickBooks vs FreshBooks · QuickBooks vs Wave

Vendor pricing: QuickBooks: full QuickBooks pricing · Xero pricing · FreshBooks pricing · Wave pricing

Tool	Free plan	Entry tier	Mid tier	Highest public price	Aggregated sentiment
Xero	30-day free trial; no ongoing free plan. [VENDOR]Accountant/bookkeeper access included at no extra cost. [VENDOR]	[PRICE INCREASE — Oct 1, 2026] $27/mo standardEarly · MONTHLY: $27 standard, up from $25, effective October 1, 2026; applies to new and existing US subscribers, excludes add-ons and sales tax [VENDOR]. Xero's current main US pricing page advertises 80% off for the first 3 months (code DC80325309US) = $5.40/mo for 3 months, then $27 — other current Xero pages still display the prior 90%-off-for-6-months offer, a live vendor-source conflict; verify the active offer at checkout. [VENDOR — source conflict] ANNUAL: not publicly offered — monthly-only public pricing. Xero states no per-user license fees, so 1-user and 5-user prices are identical. [VENDOR] Early remains capped at 20 invoices and 5 bills.	[PRICE INCREASE — Oct 1, 2026] $59/mo standardGrowing · MONTHLY: $59 standard, up from $55, effective October 1, 2026 [VENDOR]. Current main page promo = $11.80/mo for first 3 months, then $59 — see Early's cell for the promo source conflict. ANNUAL: not publicly offered. Removes Early's invoice/bill caps. JAX automated reconciliation available starting here, not on Early.	[PRICE INCREASE — Oct 1, 2026] $97/mo standardEstablished · MONTHLY: $97 standard, up from $90, effective October 1, 2026 [VENDOR]. Current main page promo = $19.40/mo for first 3 months, then $97 — see Early's cell for the promo source conflict. ANNUAL: not publicly offered. Publicly priced, not Contact Sales.	Catch: advanced reporting/customization and occasional bank-feed issues are recurring complaints. [3P — G2] Reviewers consistently praise the clean interface, ease of use, invoicing, and reconciliation. Capterra currently shows stale pre-increase figures ($25/$55) and G2 shows even older figures ($13/$37/$70) — both conflict with Xero's current Oct. 1 pricing and are flagged, not used. [3P — G2/Capterra] Users: unlimited on every tier, no per-user fee. Invoices/bills/clients: Early capped at 20 invoices and 5 bills/month; Growing and Established remove that cap. Upgrade trigger: exceeding Early's invoice/bill volume, or needing JAX automated reconciliation. AI: JAX (Xero's AI finance partner) carries no additional charge; JAX automated reconciliation is bundled starting on Growing, not available on Early. [VENDOR]
FreshBooks	30-day free trial; no ongoing free version. [VENDOR / 3P — Capterra]	$23/mo standardLite · MONTHLY: $23 standard. FreshBooks' current pricing page still displays 90% off for 3 months ($2.30/mo), while FreshBooks' own formal offer terms previously stated that version of the promotion ended August 18, 2026 — this conflict has not been cleanly resolved; the current page keeps showing 90% off despite that stated expiration, so don't treat the promo as definitely verified. [VENDOR — source conflict] ANNUAL: $248.40/year — now vendor-published in FreshBooks' 2026 price-change FAQ (includes a stated 10% discount vs. monthly), not a derived figure. [VENDOR] 1 included user; additional Team Members are $11/mo each. Other published add-ons: Advanced Payments $20/mo, FreshBooks Payroll $40/mo + $6/mo per user. 5-user equivalent: $67/mo, assuming 1 included user + 4 paid Team Members [DERIVED — VENDOR: $23 + 4×$11]. Lite supports 5 billable clients.	$43/moPlus · [VENDOR] 50 billable clients; adds receipt scanning and accounting reports. ANNUAL: $464.40/year, vendor-published (10% discount vs. monthly). [VENDOR]	$70/moPremium · [VENDOR] unlimited clients. ANNUAL: $756.00/year, vendor-published (10% discount vs. monthly). [VENDOR] Select tier above this is Contact Sales/custom, not publicly priced.	Catch: client caps and paid team-member add-ons can raise the real cost as a business grows. [3P — G2; 3P — Capterra] Praise is dominated by ease of use, invoicing, quick setup, and customer support. Reporting limitations and per-client pricing recur as complaints. Capterra currently lists Lite $21/Plus $38/Premium $65, and G2 shows the promotional $2.30/$4.30/$7.00 figures plus a separate G2 Deals 90%-off-for-4-months offer — none of these match FreshBooks' current $23/$43/$70 standard prices; flagged, not used. [3P — G2/Capterra] Users: 1 included, additional Team Members $11/mo each. Invoices/bills/clients: Lite 5 billable clients; Plus 50; Premium and Select unlimited. Upgrade trigger: exceeding 5 clients, or needing more than 1 user without paying per-seat. AI: no separate AI add-on price found; recurring invoices and automated bank import are bundled into the tier, with receipt scanning bundled starting on Plus. [VENDOR]
Wave	Ongoing Starter plan: $0. [VENDOR]Includes unlimited estimates, invoices, bills, and bookkeeping records. Online payments, receipt scanning, and payroll are separate paid add-ons — not part of the free plan's limitations, but genuinely optional extras. [VENDOR]	$19/mo standardPro · MONTHLY: $19 standard; $9.50/mo current promo for first 3 months — not the standard price [VENDOR]. ANNUAL: $190/year — vendor-published annual-billing price [VENDOR]; annual promo price not publicly specified. Pro is priced per business profile, not per owner or per seat, and includes unlimited user access — 1-user and 5-user prices are identical. [VENDOR]	— (by design)No public mid tier exists — this is not a research gap. Wave currently presents Pro as its only paid subscription tier; there is no distinct mid-tier product to price. [VENDOR]	$19/moPro · $19/mo monthly or $190/year annual. [VENDOR] Publicly priced; no Contact Sales tier exists above it.	Catch: payment processing fees are where Wave's real cost lives, not the subscription price. Starter charges 2.9% + $0.60 per Visa/Mastercard/Discover transaction and 3.4% + $0.60 for Amex; Pro waives the fixed $0.60 fee for the first 10 qualifying transactions in each monthly subscription period, then reverts to the same rate as Starter for the rest [VENDOR — Wave's own payments pages]. On high-volume invoicing this adds up fast and is easy to miss when comparing Wave's low subscription price against competitors. [3P — G2] Users consistently praise the free core, simple interface, and invoicing/bookkeeping value. Capterra currently confirms Pro $19 and the free tier; G2's current pricing page is stale and focuses on older Wave payroll products rather than the current Starter/Pro accounting subscription — its review data still supports the free-tier/value sentiment theme. [3P — G2/Capterra] Users: unlimited on both Starter and Pro, priced per business profile not per seat. Invoices/bills/clients: unlimited estimates, invoices, bills, and bookkeeping records on both tiers. Upgrade trigger: wanting bank import automation, receipt capture bundled in, the first-10-transaction fee waiver, or online payments/payroll access. AI: no separate AI add-on price found; automatic bank import, transaction categorization, and unlimited receipt capture are bundled into Pro. Receipt scanning alone is also available standalone on Starter at $8/month or $72/year for those who don't want the full Pro upgrade. [VENDOR]

FAQ

Common questions

What are the main alternatives to QuickBooks?

In StackScope's accounting report, the other tools compared are Xero, FreshBooks and Wave.

Where do these prices come from?

From each vendor's own pricing pages, cross-checked against independent sources and last verified October 2026. See the accounting report and each vendor's pricing page for the full source list.